About us
Finance built around clear terms and real assessment
Proactive Finance & Supplies (Pvt) Ltd, trading as ProActive Finance, is a Zimbabwe-focused finance business.
Who We Are
Proactive Finance & Supplies (Pvt) Ltd was created to improve access to financial services for entrepreneurs, MSMEs, informal traders, farmers and individuals across Zimbabwe. ProActive Finance is how we present that same business online — the products, the people, and the office are the same.
Why ProActive Exists
A confirmed purchase order, an approved invoice, or a good season doesn't always line up with when cash is available. ProActive exists to close that gap with finance structured around the actual need — not a single generic loan product.
Who We Serve
Built for Zimbabwe's real economy:
How We Finance Real Economic Activity
Where a finance product supports it, ProActive can pay a supplier, school, or other institution directly, rather than paying funds to the applicant — reducing the risk of finance being used for something other than what it was assessed against. This is confirmed as part of your specific offer, not guaranteed for every application.
Our Approach
Every application goes through a documented assessment process. Straightforward risk indicators route an application to closer human review rather than an automatic decline — a flag is treated as something to check, not proof of a problem.
Vision
To become Zimbabwe's most trusted digital finance partner for individuals and businesses building something meaningful.
Mission
To make useful finance easier to understand, access and manage through responsible products, local knowledge and technology.
Financial Education
We publish practical, plain-language guidance on borrowing, repayment and business cash flow in our Money Guide, because understanding a finance product matters as much as accessing it.
Our Presence in Zimbabwe
ProActive Finance operates from Harare, Zimbabwe.
Contact ProActive
Proactive Finance & Supplies (Pvt) Ltd
14 Argyle Road, Avondale
Harare, Zimbabwe
Ready to take the next step?
Apply online or start a conversation on WhatsApp — whichever is easier for you.