Finance products
Choose the finance product that fits
Every product below can be estimated with the calculator and applied for online or via WhatsApp.
Registered businesses and traders with a confirmed purchase order from a buyer.
Purchase Order Finance
Finance for businesses that have a confirmed purchase order but need working capital to fulfil it.
Learn more →Suppliers and service providers waiting on payment from an invoiced client.
Invoice Bridging Finance
An advance against a confirmed, unpaid invoice so you are not waiting out long client payment terms.
Learn more →Parents, guardians, and school owners/operators.
School Fee Finance
Finance for parents and guardians to spread school fee payments, or for school owners financing improvements.
Learn more →Individuals and businesses with a qualifying asset to secure finance against.
Collateral-Backed Finance
Finance secured against an asset such as equipment, a vehicle, or another qualifying movable asset.
Learn more →Farmers, agri-dealers, and agriculture-sector businesses.
Agriculture Finance
Finance for farmers and agri-businesses to fund inputs, equipment, or post-harvest costs.
Learn more →Individuals facing an urgent, unplanned expense.
Emergency Finance
Short-term finance for urgent, unplanned personal expenses.
Learn more →Savings groups, cooperatives, and vendor or trade associations.
Group Finance
Finance applied for and repaid as a registered group rather than as individuals.
Learn more →Retailers, traders, and businesses with fluctuating daily or weekly revenue.
Revenue-Based Finance
Finance for businesses with variable daily or weekly revenue, repaid as a share of sales rather than a fixed instalment.
Learn more →Students and trainees enrolling in an approved technical or vocational programme.
Skills & Vocational Finance
Finance to cover tuition or training costs for technical and vocational programmes.
Learn more →Market vendors, shop owners, wholesalers and distributors.
Stock & Inventory Finance
Finance for retailers, wholesalers and distributors to buy bulk stock or inventory ahead of demand.
Learn more →Importers, traders and businesses sourcing goods from outside Zimbabwe.
Import Finance
Finance for businesses importing goods, covering supplier payment or clearing costs before goods are sold locally.
Learn more →Salaried employees, self-employed individuals and households.
Consumer & Personal Finance
Finance for individuals covering personal needs such as medical costs, household needs or planned personal expenses.
Learn more →First-time homebuyers, MSMEs seeking premises, and property developers.
Coming soonProperty Finance
Finance for first-time homebuyers, business premises and property development. Terms are still being finalised.
Learn more →Not sure which product fits?
Speak to ProActive or start a WhatsApp chat and describe what you need finance for.