ProActive

Farmers, agri-dealers, and agriculture-sector businesses.

Finance that follows the growing season.

Agriculture Finance can help fund inputs or equipment, with repayment terms considered against your season.

What this can be used for

  • Buying seed, fertiliser, or other inputs ahead of planting
  • Financing farm equipment or irrigation improvements
  • Bridging costs between harvest and sale

How it works

  1. 1Submit your farming details and intended use of funds
  2. 2ProActive assesses the application against seasonal cash flow
  3. 3Receive a written offer
  4. 4Accept, sign, and receive funds — often direct to an input supplier
  5. 5Repay according to the agreed schedule

Who is this for?

  • Verifiable farming or agri-business activity
  • Land access or lease sufficient to support the intended use
  • Ability to demonstrate a realistic repayment plan

What you'll need to apply

  • Proof of land access or lease
  • Applicant or business identification
  • Input quotation or equipment proforma invoice

Benefits

  • Repayment terms can be considered against typical seasonal cash flow
  • Assessment considers your farming or trading history where available
  • Clear cost breakdown before you commit
Agricultural income can be affected by factors outside your control. Only borrow an amount your realistic yield can support.

Frequently asked questions

Where the product and your circumstances support it, repayment terms can be structured around your expected harvest or sale period. This is confirmed during assessment, not guaranteed in advance.

Estimate the cost of Agriculture Finance

Adjust the amount and tenure below for a rough, disclaimed estimate.

60 days270 days
Enter an amount and tenure, then calculate an estimate.

Ready to apply for Agriculture Finance?

Apply online or start a conversation on WhatsApp.