ProActive

Savings groups, cooperatives, and vendor or trade associations.

Apply together. Grow together.

Group Finance lets a registered savings group or association apply and manage repayment as a unit.

What this can be used for

  • Bulk stock purchases for a market vendor association
  • Shared equipment for a cooperative
  • Group working capital for members’ individual trades

How it works

  1. 1The group registers and nominates a representative
  2. 2The group submits one application for the intended use of funds
  3. 3ProActive assesses the group and its governance
  4. 4Receive a written offer for the group
  5. 5Accept, sign, and funds are released according to the agreed structure

Who is this for?

  • Registered or recognised group, cooperative, or association
  • A nominated group representative and clear internal governance
  • Group members willing to be bound by the group agreement

What you'll need to apply

  • Group registration or constitution documents
  • Identification for the nominated representative(s)
  • List of participating members

Benefits

  • One application process for the whole group
  • A shared dashboard concept for tracking group disbursement and repayment (Phase 2)
  • Group structure can support access for members who may not qualify individually
Group finance depends on group members honouring the internal arrangement — agree responsibilities clearly before applying.

Frequently asked questions

Liability structure depends on the specific group agreement, which is confirmed with the group before signature. This is not a fixed, one-size-fits-all term.

Estimate the cost of Group Finance

Adjust the amount and tenure below for a rough, disclaimed estimate.

30 days180 days
Enter an amount and tenure, then calculate an estimate.

Ready to apply for Group Finance?

Apply online or start a conversation on WhatsApp.