Market vendors, shop owners, wholesalers and distributors.
Buy the stock now. Sell it on your own timeline.
Stock & Inventory Finance can fund a bulk stock purchase so you are not limited by cash on hand.
What this can be used for
- Bulk-buying stock ahead of a busy season or promotion
- Taking advantage of a supplier discount that requires upfront payment
- Restocking fast without waiting for existing inventory to sell through
How it works
- 1Submit the stock purchase you want to finance
- 2ProActive assesses your trading history and the purchase
- 3Receive a written offer
- 4Accept, sign, and funds are released — often direct to your supplier
- 5Repay according to the agreed schedule
Who is this for?
- Registered business or verifiable trading history
- Verifiable sales or stock turnover records
- A specific, costed stock purchase to finance
What you'll need to apply
- Supplier quotation or proforma invoice
- Business registration or trading proof
- Recent sales or bank statements
Benefits
- Assessment considers your sales and stock turnover, not only your credit history
- Funds can be paid directly to your supplier where that reduces risk
- Clear, itemised cost breakdown before you accept any offer
Only finance stock you have a realistic plan to sell within the agreed repayment period.
Frequently asked questions
Yes — this product is designed around a specific, costed stock or inventory purchase rather than open-ended credit.
Estimate the cost of Stock & Inventory Finance
Adjust the amount and tenure below for a rough, disclaimed estimate.
Enter an amount and tenure, then calculate an estimate.
Ready to apply for Stock & Inventory Finance?
Apply online or start a conversation on WhatsApp.